E-cig disclaimer
The provider shall not be liable in respect of any loss based on, arising out of or in any way connected to any illness or disease caused by or resulting from:
i. inhalation or exposure to any gas, smoke fumes, vapours or particle associated or used in conjunction with electronic cigarettes, personal vaporizers or electronic nicotine delivery systems;
ii. inhalation or exposure to chemicals contained within any refill or liquid chamber of any electronic cigarettes, personal vaporizers or electronic nicotine delivery systems;
iii. any obligation to defend any claim or suit against the Insured alleging liability as detailed in 1) and/or 2) above or the Insurer's liabilities for Defence Costs and Expenses.
Except that i) and ii) above shall not apply to accidental and unintended exposure to or ingestion of chemicals contained within any refill or liquid chamber of any electronic cigarettes, personal vaporizers, or electronic nicotine delivery systems.’
